Smith, Bell & Thompson has specialized for many years in writing property/casualty coverage for Durable Medical Equipment Suppliers and Distributors of Metalworking and Plastics related products. This exclusive program written with a highly-rated national carrier targets an even wider array of Distributors of many different types of durable products. A few examples are:

• Hardware
• Office Equipment/Supplies
• Home Furnishings
• Paper Products
• Plastic Materials
• Industrial Supplies
• Air Conditioning Equipment
• Automotive Parts
• Plumbing/Heating Supplies
• Furniture
• Sporting Goods
• Commercial Equipment
•   … and more!

Coverages available:

• Property, General Liability, Products Liability, Auto, Umbrella
• Package Policy with Property & GL enhancements, or Commercial Output Policy with enhancement
• Equipment Breakdown included as standard overage
• Workers' Compensation (outside of program)

Submission requirements:

• Please submit Acord applications
• 5 - year currently valued loss runs
• SB&T DisPro Supplemental Application Our exclusive program is based on the careful study of the unique needs of distributors and is insured through a national insurance carrier rated A "Excellent" by A.M. Best.

For details, please contact Doug Grahn, Director of Marketing.