A relationship worth cultivating.

You buy business insurance hoping never to use it. But, the unexpected sometimes does happen. If so, you need to be certain that your insurance professional is there to help you. 

Smith, Bell & Thompson has a long history of stability. We've been providing insurance and handling claims for businesses since 1928. As Vermont's largest insurance agency, we also have more sources of insurance coverage than most agencies. All of the carriers we represent are rated Excellent or better by A.M. Best.

Over the decades we've earned the trust of businesses, insurance brokers and insurance companies alike. In fact, a number of large national insurance companies trust SB&T's business insurance expertise so much that they outsource their quoting, binding and policy issuance functions to us.

You'll be glad you have this experience on your side when shopping for a comprehensive business insurance program.

An exercise in problem solving.

We work with clients on a very individual basis. The coverage we offer you is tailored specifically to fit you and your needs.

We understand that you are seeking the best combination of coverage and price, or simply put value . You don't want too little coverage, but you don't want the expense of carrying too much coverage.

In this regard, we often find ways to lower your premiums based on some of the proactive measures you may have already implemented. A few examples are careful upkeep of premises, good loss experience, and formal loss control procedures.

Some businesses save money through package credits; larger businesses often benefit by placing different coverages with different carriers. We'll help you determine the strategy that's right for your business. Our agents shop the markets aggressively on your behalf as a matter of course. We will be straightforward with you, letting you know if the insurance program you currently have is already the best one for you.

Our job doesn't end with the sale. We stay in touch at regular intervals to keep your policies up to date. And at renewal time, we reassess your insurance program to be certain you're still getting the best value for the coverage you need.

Accounts of all sizes are welcome, from the Mom & Pop store to the large manufacturer. Why not contact us for a quote today? It's never too early to begin planning for your next renewal.

To discuss your insurance needs, please contact :

Peter C. Plumb , Sales Manager

800-735-1800 or 802-658-4600

Note: Policy coverages, terms and conditions can be only briefly described on the Smith, Bell & Thompson website and may vary by state. For complete provisions and exclusions, please refer to actual policies.