When you are seeking ways to protect the financial interests of your family or business, there are numerous considerations. There are also many alternatives depending on your current circumstances and goals.

Each customer is treated with personal attention at Smith, Bell & Thompson, whether you are an individual, family or business. Since no two people or businesses are precisely the same, no two financial plans should be identical.

You won't find high pressure sales people here. You will simply find knowledgeable financial service professionals seeking solutions to your individualized needs.

Life Insurance

Should the unexpected happen, your choice for life insurance coverage could make all the difference in your family's financial future. It's important that you have asked the right questions and received the correct answers.

Multi-quote online websites or impersonal toll-free numbers do not adequately answer questions such as, “How much coverage is enough?” or “What type of policy is right for me?”. We believe in offering you a personal approach to life insurance as part of your overall financial plan. Sometimes, term life insurance may be the option that makes the most financial sense, other times an alternative should be the right choice.

Comparing rates for term or mortgage life insurance?

If you're simply shopping for the best rates on term insurance, you should be speaking with us. Smith, Bell & Thompson has access to the country's leading term insurance companies. What's more, you can even speak to a “real live agent” to discuss your individual needs and help determine what type of policy is appropriate for you. Why buy too much or too little coverage?

Disability

Would your family be able to pay major bills, such as your home mortgage, if they no longer had your regular income? Since you are more likely to become disabled than die before age 65, it makes sense to seriously consider disability coverage. You may receive a small amount of disability coverage under your employer's group coverage, but will it adequately protect you? Let us help you find the answer.

Long Term Care

More than likely, you are saving regularly for your retirement through a 401K or other plan. Unfortunately, your savings could easily vanish if you found yourself in need of long term care. There are many options available to help protect your assets for you and your family.

Group Insurance

Are you a business owner seeking to provide benefits for your employees and their dependents? If so, there are a variety of choices available, including life, medical, dental, auto/home, and retirement plans. We offer plans to suit the needs of both large and small employers, including executive coverages like estate planning, key person insurance, buy-sell funding, and deferred compensation.

Financial Services

Our representatives are also on hand to assist you with other areas of your financial portfolio. A wide variety of investment and annuity options are available to you.

For additional information on Life, Group or other Financial Services, please contact:

Peter Plumb , Retail Sales Manager

802-658-4600 or 800-735-1800

Note: Policy coverages, terms and conditions can be only briefly described on the Smith, Bell & Thompson website and may vary by state. For complete provisions and exclusions, please refer to actual policies.