Smith, Bell & Thompson has over 35 years of experience insuring the needs of health care providers, and over 10 years of experience insuring substance abuse treatment facilities. This exclusive program combines the strength and stability of a highly rated admitted carrier with our expertise in underwriting this class of business. The following are some program highlights and contact information. Program available in all states except Alaska and Hawaii. Program Brochure

Target accounts include:

• Substance abuse facilities (inpatient)
• Alcoholism rehabilitation facilities (inpatient)
• Drug addiction rehabilitation facilities (inpatient)
• Substance abuse clinics (outpatient)
• Alcohol clinics (outpatient)
• Detoxification centers (outpatient)
• Drug clinics (outpatient)

Available Coverages:
Property

• Building & Personal Property
  - Property Extension Endorsement
• Business Interruption
• Equipment Breakdown
• Crime
• Inland Marine
• EDP

General Liability

• Occurrence Form
  - General Liability Extension Endorsement
• Sexual and Physical Abuse Liability
• Personal Injury Liability
• Employee Benefits Liability
• Medical Payments Coverage
• Damage to rented premises

Professional Liability

• Occurrence or Claims Made Forms

Automobile

Umbrella

Workers Compensation (Available outside the program in most states)

Submission Requirements

• ACORD applications
• SB&T Supplemental Application   
• 4 full years of carrier loss runs
• Property Statement of Values (Excel)
• Insured website address and/or brochure
• Copy of insured's intake procedures & patient rules for residential facilities
• Financial Statement

Program Contacts:

Primary Underwriting Contact:

Robin Howe
800-735-1800 x214

Program Manager:
Marie Gaudette
800-735-1800 x244

Director of Marketing:
Doug Grahn
800-735-1800 x218

(Information is intended to present a general overview for illustrative purposes only. All products and services may not be available in all states)