About Us

Not your typical insurance agency.

Smith, Bell & Thompson traces its origins back to 1928. Originally founded as a traditional independent insurance agency, Smith & Bell Insurance, our office was located at the corner of South Winooski Avenue and College Street in downtown Burlington. With a change in ownership in the 1970's, our name changed to Smith, Bell & Thompson. The agency moved across the street to 102 South Winooski Avenue for many years, before moving to a brand new office adjacent to the Lake Champlain waterfront in the summer of 2000.

Since 1928, we have remained dedicated to insuring the people and businesses of Vermont and upstate New York. Unlike any other Vermont insurance agency, we are now also licensed to write insurance in all 50 states.

A leader in the field of specialty insurance.

In the late 1960's, Smith, Bell & Thompson entered the specialty insurance field by developing a jewelers block insurance program for the Retail Jewelers of America. In the mid-1970's, a crisis began in the medical malpractice field. Smith, Bell & Thompson was asked to design an insurance program for the local Visiting Nurses Association. Over twenty-five years later, we are the nation's leading writer of insurance for the Home Health Care industry. Smith, Bell & Thompson now designs, markets and administers a wide variety of exclusive national and regional specialty insurance programs.

During the past twenty-five years, Smith, Bell & Thompson has formed marketing relationships with over 2,500 independent insurance agencies throughout the country. These agencies now rely on us for access to programs targeting Social Services, Staffing Services, Medical Facilities, Metalworking & Plastics manufacturers, and more.

Vermont's foremost independent captive insurance manager.

In 1982, Smith, Bell & Thompson formed one of the first "captive" insurance management companies in Vermont. SB&T Captive Management Company has assisted many diverse clients in establishing and licensing their own captive insurance companies. We have now amassed a client base ranging from manufacturers to professional organizations to non-profits, with over $900 million in assets and $235 million in premiums.

Vermont's largest and most diverse insurance agency.

Smith, Bell & Thompson has become Vermont's largest insurance agency. Customer satisfaction and attention to detail are as important to us today as they were to those working here 70 years ago. Just as in 1928, we remain committed to providing our clients with the finest insurance products, backed by unparalleled service.

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