Welcome to Smith, Bell & Thompson

National & Regional Programs SB&T provides agents and brokers with many national and regional insurance programs. We've designed, marketed and administered programs for over 30 years.		SB&T Captive Management Company For over 26 years, SB&T Captive Management Company has guided clients and brokers through the process of forming and managing captives and risk retention groups.
Business Insurance For our clients both locally and nationally, SB&T's commercial insurance has been a cornerstone of our business here since 1928.		Personal Insurance For clients in Vermont and upstate New York, Smith, Bell & Thompson's personal insurance provides competitive price without sacrificing coverage.
SB&T Safety Web Proprietary tools, resources and cost effective solutions for our clients to prevent employee injuries and improve the management of their workers´ comp programs.		Customer Service Center Customer service, report claims request changes and even more. Use online options or contact us with your request.